There are numerous ways of saving money, but we often choose the difficult ones and cry about it later on.
Difficult is making big goals and crying about not being able to fulfill it. To achieve big goals, you need to be sure that you are on terms with the small goals. However, you need the motivation to achieve the small goals.
With this post, we will motivate you with tips to achieve the small goals.
Buy items for long-term purchases only
There are items that have to be used for a long time, and there are items that will be used only once or twice. In the first case, you should check whether it is really important for you or not. If it is, you should make that purchase.
In the other case, you should try to rent or hire it from someone. This way, you will save money by investing a fraction of the cost of the actual dress cost and fulfill your need for wearing it at a desired occasion. With this, your savings account will be on the rise, and you will have a big smile on your face.
Cut travel costs
There are a couple of ways in which you can cut down your traveling costs.
One – switch your mode of transport. This will be the much-needed relief for your savings account if you drive your personal car or bike everywhere. Switching over to walking your way to the office if is it just around the corner or cycling your way to the office will help you save money on a daily basis. This is important because it helps you reduce your travel expenses. The available alternatives are good, and you can stay healthy with that option too. However, if you are not willing to walk or cycle your way to the office, opt for public transport. This is even an economical way of reducing your expenses.
Two – share your traveling costs. If you are using your personal car or bike to go to office, and at the same time your friend is even going to office in his/her personal car or bike; ask them whether they are interested in sharing the ride on an alternative basis. This will definitely help you save money. If you can make a note of these savings, you will know whether you are actually saving enough on this or not.
Switch to a bank account that gives you better returns
Compare bank accounts and look for their interest rates. There are banks that are offering better interest rates, and you are still not switching over to those banks, mainly because you are used to the working of a particular bank and do not want to switch.
However, it is important to know that you are losing interest money because of this reason, and that is not a good. Saving money is an art, and this is one of the ways in which you can improve your finances.
Although this is not an option that will help you save money, it will definitely help you earn money without investing too much time in this section. So, think about this and the money earned can be added to your savings account.
Not many people feel that online surveys can help you earn a decent amount be the end of the month. However, the fact is that you can earn some dollars by simply taking up a task that can be done in no time. So, start looking for online surveys and earn some money.
If you are not comfortable with your current job and your job profile can earn you decent clients while working as a freelancer, you can definitely save on traveling and other expenses.
As a freelancer, you will be in a better position to save money and limit your expenses.
It doesn’t sound good when we say that we had a ‘cheap’ vacation. So, looking at it from a positive angle, it will look good to tell others that we have had an ‘economical’ vacation.
Frankly, economical vacations are easy to plan and enjoy, but we rarely opt for it because we want to go where the masses go and at the same time when they go. This can be troublesome because you either do not have enough money in your savings account, or you do not want to spend it all on a vacation. So, the best option is to go for a vacation when others are busy completing their work schedule, that is, during off seasons. This will help you achieve your target and save money on your vacation.
Have a look at the not-so-favorite online stores too
Online stores are plenty. However, we are stuck with the same old online stores because they fall in our favorite list, and we do not want to switch over to other online stores.
With a switch, one might fear loss of quality and perfect. Yes, it is true!
For example, if you love shopping at Sears.com, you might not want to switch over to another online store because it offers a variety, and you get carrying deal and discount on the store.
Also, let me tell you that coupons are available for almost every online store including popular online stores like Sears. If you are looking for specific coupon codes for Sears.com, you should look for them at popular coupon sites and be sure that you are getting unexpired coupons that can be used at various online stores.
Discounted cinema tickets
With cinema tickets, you are bound to spend money. However, you can save money if you start looking for cinema tickets that are offered at a discount. With different cinema halls, you can get different offers. Look for specific offers on a particular day and make sure that you get an exciting discount on the same.
Apart from this, what else is ringing in your mind? Share your views in the comments.